Rate

One Year
2.64% *
Fixed Mortgage Rate

Key Details

Rate Hold 130 Days (Nov 17)   
Payment $1866 (Customize)   
Prepayments 20% / 20%   

Mortgage Info

Rate Hold 130 Days (Nov 17)
Lump Prepayments 20%
Payment Increase 20%
Double-up Payments No
Permitted Loan-to-Value Up to 95%
Pre-approvals Yes
Provider Type Bank
Provinces Served National

More Details

Minimum Mortgage Inquire
Max Property Value Inquire
Open No
Max Amortization 30 Years
On Ratespy Since May 29, 2018

Rate History

Last Updated May 14, 2020
Previous Update --
Prior Rate 2.74%
Latest Rate Change -0.10%
Rate ID # 327

Payment Information

Mortgage Amount
Amortization (years)
Monthly Payments

All BMO Bank of Montreal mortgage rates

Rate History

How It Compares

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This rate is:

  • The 16th-lowest 1-year fixed rate as of July 10, 2020
  • Ranked 238 out of 2797 rates for popularity.

Province

Provider Notes

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Rate Notes

Please note, this is not the bank's official rate. This rate reflects RateSpy's estimate of the "discretionary rate" made available to certain well-qualified borrowers who are NOT already customers of the bank. It is based on typical industry discounts from posted rates and intelligence we gather from mortgage advisors in the field. Such estimates are subject to error and in many cases the actual rate may be higher or lower. You must confirm the actual rate directly with the bank. The update date reflects the date that this lender's posted rate last changed, which is different than the *discretionary rate* shown here. The discretionary rate you see on RateSpy may have changed after this date.

RateSpy does not see or store your contact information or personal information when you inquire about a rate. The information you enter goes directly to the lender. Mortgage rates listed are subject to change at any time and apply to those with approved credit. Please contact the mortgage provider directly for more information.