Rate
Four Year1.94% *
Fixed Mortgage Rate
Key Details
Rate Hold | 130 Days (Jul 14) | |
Payment | $1866 (Customize) | |
Prepayments | 20% / 20% |
Mortgage Info
Rate Hold | 130 Days (Jul 14) |
Lump Prepayments | 20% |
Payment Increase | 20% |
Double-up Payments | No |
Permitted Loan-to-Value | Up to 95% |
Pre-approvals | Yes |
Provider Type | Bank |
Provinces Served | National |
More Details
Minimum Mortgage | Inquire |
Max Property Value | Inquire |
Open | No |
Max Amortization | 30 Years |
On Ratespy Since | May 29, 2018 |
Rate History
Last Updated | Dec 10, 2020 |
Previous Update | -- |
Prior Rate | 1.89% |
Latest Rate Change | +0.05% |
Rate ID # | 331 |
Payment Information
Mortgage Amount | |
Amortization (years) | |
Monthly Payments | |
All BMO Bank of Montreal mortgage rates |
Rate History
How It Compares
- The 19th-lowest 4-year fixed rate as of March 06, 2021
Provider Notes
Check this provider's website for complete details.
Rate Notes
Please note, this is not the bank's official rate. This rate reflects RateSpy's estimate of the "discretionary rate" made available to certain well-qualified borrowers who are NOT already customers of the bank. It is based on typical industry discounts from posted rates and intelligence we gather from mortgage advisors in the field. Such estimates are subject to error and in many cases the actual rate may be higher or lower. You must confirm the actual rate directly with the bank. The update date reflects the date that this lender's posted rate last changed, which is different than the *discretionary rate* shown here. The discretionary rate you see on RateSpy may have changed after this date.
RateSpy does not see or store your contact information or personal information when you inquire about a rate. The information you enter goes directly to the lender. Mortgage rates listed are subject to change at any time and apply to those with approved credit. Please contact the mortgage provider directly for more information.