|Rate Hold||130 Days (Apr 03)
The length of time that the lender will guarantee the rate. If you don't close by the date in parentheses, the rate is subject to change.
|Permitted Loan-to-Value||Up to 95%|
|Max Property Value||Inquire|
|Max Amortization||30 Years|
|On Ratespy Since||May 29, 2018|
|Last Updated||May 14, 2020|
|Latest Rate Change||-0.05%|
|Rate ID #||341|
All BMO Bank of Montreal mortgage rates
How It Compares
This rate is:
- The 18th-lowest 5-year variable rate as of November 24, 2020
- Ranked 52 out of 2957 rates for popularity.
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Please note, this is not the bank's official rate. This rate reflects RateSpy's estimate of the "discretionary rate" made available to certain well-qualified borrowers who are NOT already customers of the bank. It is based on typical industry discounts from posted rates and intelligence we gather from mortgage advisors in the field. Such estimates are subject to error and in many cases the actual rate may be higher or lower. You must confirm the actual rate directly with the bank. The update date reflects the date that this lender's posted rate last changed. The discretionary rate you see on RateSpy may have changed after this date. Note: This rate is not portable. (Last confirmed May 2018)
RateSpy does not see or store your contact information or personal information when you inquire about a rate. The information you enter goes directly to the lender. Mortgage rates listed are subject to change at any time and apply to those with approved credit. Please contact the mortgage provider directly for more information.