Five Year
Fixed Mortgage Rate

Key Details

Rate Hold 90 Days (Dec 18)   
Payment $1866 (Customize)   
Prepayments 10% / 100% + Optional Double-Up   

Mortgage Info

Rate Hold 90 Days (Dec 18)
Lump Prepayments 10%
Payment Increase 100%
Double-up Payments Yes
Permitted Loan-to-Value Up to 95%
Pre-approvals Yes
Provider Type Bank
Provinces Served National

More Details

Minimum Mortgage Inquire
Max Property Value Inquire
Open No
Max Amortization 30 Years
On Ratespy Since May 29, 2018

Rate History

Last Updated Aug 17, 2020
Previous Update Jul 22, 2020
Prior Rate 2.49%
Latest Rate Change -0.25%
Rate ID # 2189

Payment Information

Mortgage Amount
Amortization (years)
Monthly Payments

All National Bank of Canada mortgage rates

Rate History

How It Compares

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This rate is:

  • The 31st-lowest 5-year fixed rate as of September 19, 2020
  • Ranked 99 out of 2938 rates for popularity.


Provider Notes

Please note, this is not the bank's official rate. This rate reflects RateSpy's estimate of the "discretionary rate" made available to certain well-qualified borrowers who are NOT already customers of the bank. It reflects our estimate of the bank's rate for new business, based on typical industry discounts from posted rates and intelligence we gather from mortgage advisors in the field. Such estimates are subject to error and in many cases the actual rate may be higher or lower. You must confirm the actual rate directly with the bank. The update date reflects the date that this lender's posted rate last changed. The discretionary rate you see on RateSpy may have changed after this date.

Rate Notes

This is the bank's official special offer rate. Lower discretionary rates may be available to well-qualified borrowers. Rates may differ if the amortization period is more than 25 years.

RateSpy does not see or store your contact information or personal information when you inquire about a rate. The information you enter goes directly to the lender. Mortgage rates listed are subject to change at any time and apply to those with approved credit. Please contact the mortgage provider directly for more information.