Rate
Three Year4.94%
Fixed Mortgage Rate
Key Details
Rate Hold | 120 Days (Mar 12) | |
Payment | $1866 (Customize) | |
Prepayments | 10% / 10% + Optional Double-Up |
Mortgage Info
Rate Hold | 120 Days (Mar 12) |
Lump Prepayments | 10% |
Payment Increase | 10% |
Double-up Payments | Yes |
Permitted Loan-to-Value | Up to 95% |
Pre-approvals | Yes |
Provider Type | Bank |
Provinces Served | National |
More Details
Minimum Mortgage | Inquire |
Max Property Value | Inquire |
Open | No |
Max Amortization | 30 Years |
On Ratespy Since | May 29, 2018 |
Rate History
Last Updated | Jul 28, 2023 |
Previous Update | -- |
Prior Rate | 6.95% |
Latest Rate Change | -2.01% |
Rate ID # | 2601 |
Payment Information
Mortgage Amount | |
Amortization (years) | |
Monthly Payments | |
All RBC Royal Bank mortgage rates |
Rate History
How It Compares
- The 2nd-lowest 3-year fixed rate as of November 12, 2024
Provider Notes
With most RBC® traditional residential mortgages, if you have repaid part of the amount you borrowed, you can, subject to RBC approval, re-borrow amounts previously repaid, up to the original amount of the registered mortgage. With this option you will not have to pay any legal and registration fees to register a new mortgage and discharge your existing one. Need an RBC mortgage contact? Email us at [email protected].
Rate Notes
Please note, this is not the bank's official rate. This rate reflects RateSpy's estimate of the "discretionary rate" made available to certain well-qualified borrowers who are NOT already customers of the bank. It is based on typical industry discounts from posted rates and intelligence we gather from mortgage advisors in the field. Such estimates are subject to error and in many cases the actual rate may be higher or lower. You must confirm the actual rate directly with the bank. The update date reflects the date that this lender's posted rate last changed, which is different than the *discretionary rate* shown here. The discretionary rate you see on RateSpy may have changed after this date.
By clicking "Ask Question”, I give permission to RateSpy to transfer my information and contact details to third party brokers in order to complete the purchase of mortgage rates. RateSpy values your privacy. For details, see our privacy policy. Mortgage rates listed are subject to change at any time and apply to those with approved credit. Please contact the mortgage provider directly for more information.