|Rate Hold||120 Days (Jan 30)|
|Permitted Loan-to-Value||Up to 95%|
|Max Property Value||Inquire|
|Max Amortization||30 Years|
|On Ratespy Since||May 29, 2018|
|Last Updated||Jun 08, 2023|
|Previous Update||Jan 26, 2023|
|Latest Rate Change||+0.30%|
|Rate ID #||2609|
All RBC Royal Bank mortgage rates
How It Compares
- The 6th-lowest 5-year variable rate as of October 02, 2023
With most RBC® traditional residential mortgages, if you have repaid part of the amount you borrowed, you can, subject to RBC approval, re-borrow amounts previously repaid, up to the original amount of the registered mortgage. With this option you will not have to pay any legal and registration fees to register a new mortgage and discharge your existing one. Need an RBC mortgage contact? Email us at [email protected].
Please note, this is not the bank's official rate. This rate reflects RateSpy's estimate of the "discretionary rate" made available to certain well-qualified borrowers who are NOT already customers of the bank. It is based on typical industry discounts from posted rates and intelligence we gather from mortgage advisors in the field. Such estimates are subject to error and in many cases the actual rate may be higher or lower. You must confirm the actual rate directly with the bank. The update date reflects the date that this lender's posted rate last changed, which is different than the *discretionary rate* shown here. The discretionary rate you see on RateSpy may have changed after this date.