Rate

Five Year
1.97%
Fixed Mortgage Rate

Key Details

Rate Hold INQUIRE (Dec 23)   
Payment $1866 (Customize)   
Prepayments 15% / 100%   

Mortgage Info

Rate Hold INQUIRE (Dec 23)
Lump Prepayments 15%
Payment Increase 100%
Double-up Payments No
Permitted Loan-to-Value 80.01% to 95%
Pre-approvals Yes
Provider Type Bank
Provinces Served AB, BC, MB, NL, NS, NU, ON, PE, SK, NT, YK

More Details

Minimum Mortgage Inquire
Max Property Value $1,000,000.00
Open No
Max Amortization 25 Years
On Ratespy Since August 14, 2019

Rate History

Last Updated Sep 18, 2020
Previous Update Aug 12, 2020
Prior Rate 2.07%
Latest Rate Change -0.10%
Rate ID # 6029

Payment Information

Mortgage Amount
Amortization (years)
Monthly Payments

All TD Canada Trust mortgage rates

Rate History

How It Compares

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This rate is:

  • The 25th-lowest 5-year fixed rate as of November 23, 2020
  • Ranked 182 out of 2962 rates for popularity.

Province

Provider Notes

Some conditions apply. Available on new mortgages for residential properties only and is subject to meeting TD Canada Trust credit granting criteria. Offer may be changed, extended or withdrawn at any time without notice. Rates are discounts off of posted rates. Need a TD Bank mortgage contact? Email us at info@ratespy.com.

Rate Notes

This rate is only available to customers with less than 20% down payment, purchasing a residential property valued at under $1,000,000, who are eligible for and purchase mortgage default insurance and meet other conditions. This is the bank's official special offer rate. Lower discretionary rates may be available to well-qualified borrowers.

RateSpy does not see or store your contact information or personal information when you inquire about a rate. The information you enter goes directly to the lender. Mortgage rates listed are subject to change at any time and apply to those with approved credit. Please contact the mortgage provider directly for more information.