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Best Mortgage Rates in Guelph

Guelph mortgage rates are below average, owing to the city’s proximity to Toronto lenders and brokers. Guelph has seen the effects of rising home prices in and around the GTA. It’s also seen a population spurt as home buyers search for more affordable housing options. The following rates are from sources in or near Guelph. For out-of-town options, check the best rates in Ontario.

Guelph Mortgage Rates

City in Brief: Guelph is located in Southwestern Ontario, about 100 km west of downtown Toronto, and is considered one of Canada’s first planned towns. Today it is consistently ranked among the best places to live in Canada and is noted as having among the lowest unemployment and severe crime rates in the country.

Population: 131,794 (Source: StatsCan census, 2016)

Guelph Average Home Price: $560,800 (as of November, 2019; Source: CREA)

Home Price Change (year-over-year):  5.8%

Minimum Down Payment Guelph: $31,080 (based on average home price)

* Note: This page lists lenders with branches in the city and mortgage brokers with registered offices in the city. For a full list of mortgage providers in the province, check the Best Mortgage Rates Ontario page. (Image source: Wikipedia)