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Home Value ($) *
Mortgage Size ($) *
Amortization *
Province
Closing Date
Available for Refinances
Term (Years)
Rate Type
Open
Cash Back
Pre-Approvals
Provider Name
Provider Type
Historical Rates Reset Date to Today

Best Mortgage Rates

Variable-rate mortgages have outperformed for well over three decades. The best variable rates of all time have had discounts of one percentage point off prime rate. But even at a more modest prime minus 0.50%, they’ve handily beat fixed rates the majority of the time.