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Historical Rates Reset Date to Today

Best Mortgage Rates in Kingston

Kingston mortgage rates are less competitive than many Canadian cities but online providers help narrow that gap. The following table shows the best mortgage rates in Kingston and surrounding areas. For out-of-town providers check the best rates in Ontario.

Kingston Mortgage Rates

KingstonCity in Brief: Kingston is situated between Toronto and Montreal, right at the mouth of the Cataraqui and St. Lawrence rivers on Lake Ontario. The city was briefly the capital of Canada and served as a strategic military installation. That military history can still be seen today at Fort Henry, now a popular tourist destination, and the Royal Military College of Canada. So many heritage buildings remain throughout the city, all constructed using local limestone, that Kingston has earned the nickname “Limestone City.”

Population: 123,798 (Source: StatsCan census, 2016)

Kingston Average Home Price: $432,492 (as of November, 2019; Source: CREA)

Home Price Change (year-over-year): 11.5%

Minimum Down Payment Kingston: $21,624 (based on average home price)

* Note: This page lists lenders with branches in the city and mortgage brokers with registered offices in the city. For a full list of mortgage providers in the province, check the Best Mortgage Rates Ontario page. (Image source: Wikipedia)