Rate

Ten Year
4.49%
Fixed Mortgage Rate

Key Details

Rate Hold 130 Days (Apr 02)   
Payment $1866 (Customize)   
Prepayments 10% / 10%   

Mortgage Info

Rate Hold 130 Days (Apr 02)
Lump Prepayments 10%
Payment Increase 10%
Double-up Payments No
Permitted Loan-to-Value Up to 95%
Pre-approvals Yes
Provider Type Bank
Provinces Served National

More Details

Minimum Mortgage Inquire
Max Property Value Inquire
Open No
Max Amortization 25 Years
On Ratespy Since May 29, 2018

Rate History

Last Updated Oct 10, 2018
Previous Update --
Prior Rate 4.14%
Latest Rate Change +0.35%
Rate ID # 338

Payment Information

Mortgage Amount
Amortization (years)
Monthly Payments

All BMO Bank of Montreal mortgage rates

Rate History

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Provider Notes

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Rate Notes

Smart Fixed Mortgage. Restrictions Apply. Fully closed term except for bona fide sales and refinances with BMO. Not available with Homeowner ReadiLine. 25 year max amortization. BMO Cash Account and ReadiLine options not available 4.51% APR. Available on the 10-year BMO Smart Fixed Mortgage (closed). The Annual Percentage Rate (APR) is based on a $350,000 mortgage, 25-year amortization and an appraisal fee of $300, which may be required to complete your lending application. Mortgage funds must be advanced within 130 days from the date of application. Appraisal fees are subject to change. An increase in the appraisal fee may result in an increase to the APR. This offer may be changed, withdrawn or extended at any time without notice. Applications are subject to meeting BMO's usual credit criteria. Some conditions may apply. This offer is not available for the regular 10-year fixed rate mortgage (closed) or the Homeowner ReadiLine®.

RateSpy does not see or store your contact information or personal information when you inquire about a rate. The information you enter goes directly to the lender. Mortgage rates listed are subject to change at any time and apply to those with approved credit. Please contact the mortgage provider directly for more information.