|Rate Hold||130 Days (Sep 19)
The length of time that the lender will guarantee the rate. If you don't close by the date in parentheses, the rate is subject to change.
|Permitted Loan-to-Value||Up to 95%|
|Max Property Value||Inquire|
|Max Amortization||25 Years|
|On Ratespy Since||May 29, 2018|
|Last Updated||Oct 10, 2018|
|Latest Rate Change||+0.35%|
|Rate ID #||338|
All BMO Bank of Montreal mortgage rates
How It Compares
This rate is:
- The 15th-lowest 10-year fixed rate as of May 12, 2021
Check this provider's website for complete details.
Smart Fixed Mortgage. Restrictions Apply. Fully closed term except for bona fide sales and refinances with BMO. Not available with Homeowner ReadiLine. 25 year max amortization. BMO Cash Account and ReadiLine options not available 4.51% APR. Available on the 10-year BMO Smart Fixed Mortgage (closed). The Annual Percentage Rate (APR) is based on a $350,000 mortgage, 25-year amortization and an appraisal fee of $300, which may be required to complete your lending application. Mortgage funds must be advanced within 130 days from the date of application. Appraisal fees are subject to change. An increase in the appraisal fee may result in an increase to the APR. This offer may be changed, withdrawn or extended at any time without notice. Applications are subject to meeting BMO's usual credit criteria. Some conditions may apply. This offer is not available for the regular 10-year fixed rate mortgage (closed) or the Homeowner ReadiLine®.
RateSpy does not see or store your contact information or personal information when you inquire about a rate. The information you enter goes directly to the lender. Mortgage rates listed are subject to change at any time and apply to those with approved credit. Please contact the mortgage provider directly for more information.