Rate

Three Year
2.19%
Fixed Mortgage Rate

Key Details

Rate Hold 130 Days (Jan 26)   
Payment $1866 (Customize)   
Prepayments 20% / 20%   

Mortgage Info

Rate Hold 130 Days (Jan 26)
Lump Prepayments 20%
Payment Increase 20%
Double-up Payments No
Permitted Loan-to-Value Up to 95%
Pre-approvals Yes
Provider Type Bank
Provinces Served National

More Details

Minimum Mortgage Inquire
Max Property Value Inquire
Open No
Max Amortization 25 Years
On Ratespy Since December 17, 2018

Rate History

Last Updated Aug 14, 2020
Previous Update Jul 24, 2020
Prior Rate 2.39%
Latest Rate Change -0.20%
Rate ID # 344

Payment Information

Mortgage Amount
Amortization (years)
Monthly Payments

All BMO Bank of Montreal mortgage rates

Rate History

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This rate is:

  • The 22nd-lowest 3-year fixed rate as of September 18, 2020

Province

Provider Notes

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Rate Notes

This is the bank's official special offer rate. Lower discretionary rates may be available to well-qualified borrowers. Available on the 3-year BMO Fixed Mortgage (closed). The Annual Percentage Rate (APR) is based on a $350,000 mortgage, 25-year amortization and an appraisal fee of $300, which may be required to complete your lending application. Mortgage funds must be advanced within 130 days from the date of application. Appraisal fees are subject to change. An increase in the appraisal fee may result in an increase to the APR. This offer may be changed, withdrawn or extended at any time without notice. Applications are subject to meeting BMO's usual credit criteria. Some conditions may apply. This offer is not available for renewals of existing BMO mortgages.

RateSpy does not see or store your contact information or personal information when you inquire about a rate. The information you enter goes directly to the lender. Mortgage rates listed are subject to change at any time and apply to those with approved credit. Please contact the mortgage provider directly for more information.