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Rate
Two Year5.24%
Fixed Mortgage Rate
Key Details
| Rate Hold | 120 Days (Feb 23) | |
| Payment | $1866 (Customize) | |
| Prepayments | 20% / 100% |
Mortgage Info
| Rate Hold | 120 Days (Feb 23) |
| Lump Prepayments | 20% |
| Payment Increase | 100% |
| Double-up Payments | No |
| Permitted Loan-to-Value | 80.01% to 95% |
| Pre-approvals | No |
| Provider Type | Credit Union |
| Provinces Served | ON |
More Details
| Minimum Mortgage | Inquire |
| Max Property Value | $1,000,000.00 |
| Open | No |
| Max Amortization | 25 Years |
| On Ratespy Since | May 29, 2018 |
Rate History
| Last Updated | Jul 12, 2022 |
| Previous Update | -- |
| Prior Rate | -- |
| Latest Rate Change | -- |
| Rate ID # | 972 |
Payment Information
| Mortgage Amount | |
| Amortization (years) | |
| Monthly Payments | |
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All DUCA Financial Services Credit Union Ltd mortgage rates |
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Rate History
How It Compares
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This rate is:
- The lowest 2-year fixed rate as of October 26, 2025
Provider Notes
Check this provider's website for complete details.
Rate Notes
Insured High Ratio.
DUCA's low rate mortgage cannot be used as part of a Flex Mortgage. Double-up payment, readvance clause and Multi Mortgage option not available with this product. Only available on 1st mortgages only. Contact a DUCA Mortgage Specialist for more information.
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