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Rate
Five Year1.45%
Variable Mortgage Rate
Key Details
| Rate Hold | 90 Days (Jul 25) | |
| Payment | $1866 (Customize) | |
| Prepayments | 20% / 20% |
Mortgage Info
| Rate Hold | 90 Days (Jul 25) |
| Lump Prepayments | 20% |
| Payment Increase | 20% |
| Double-up Payments | No |
| Permitted Loan-to-Value | 80.01% to 95% |
| Pre-approvals | No |
| Provider Type | Broker |
| Provinces Served | ON |
More Details
| Minimum Mortgage | Inquire |
| Max Property Value | $1,000,000.00 |
| Open | No |
| Max Amortization | 25 Years |
| On Ratespy Since | October 29, 2020 |
Rate History
| Last Updated | Nov 12, 2021 |
| Previous Update | -- |
| Prior Rate | -- |
| Latest Rate Change | -- |
| Rate ID # | 3961 |
Payment Information
| Mortgage Amount | |
| Amortization (years) | |
| Monthly Payments | |
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All intelliMortgage mortgage rates |
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Rate History
How It Compares
- The lowest 5-year variable rate as of April 26, 2024
Provider Notes
Licensed as intelliMortgage Inc. in Ontario (FSRA Brokerage #: 12326), British Columbia, Alberta and Newfoundland & Labrador. intelliMortgage Inc. is owned by RATESDOTCA Group Ltd., parent of this website. E&OE. OAC.
Rate Notes
The rate shown is an effective rate which entails a 1.35% contract rate (p - 1.10) from the lender, upon which the payment is based. intelliMortgage then pays you up front cash back equal to the 5-year interest cost difference between 1.35% and 1.29%, for an effective rate of 1.29%. Cash back is paid by intelliMortgage to you on or before the 19th day of the month following closing.
Lender sets payment at contract rate plus 1% to avoid reverse amortization.
This is a new promotion for brand new applications.
This mortgage is fully closed unless there is a bone fide sale of your property.
This special is for insured purchases in Ontario only.
Full portability within Ontario.
Lock into a discounted fixed rate any time with no fee.
Must live or work within 20 minutes of the lender's nearest branch. Offer available on approved credit.
By clicking "Ask Question”, I give permission to RateSpy to transfer my information and contact details to third party brokers in order to complete the purchase of mortgage rates. RateSpy values your privacy. For details, see our privacy policy. Mortgage rates listed are subject to change at any time and apply to those with approved credit. Please contact the mortgage provider directly for more information.