Rate
One Year7.24%
Fixed Mortgage Rate
Key Details
| Rate Hold | 90 Days (Feb 07) | |
| Payment | $1866 (Customize) | |
| Prepayments | 10% / 100% + Optional Double-Up |
Mortgage Info
| Rate Hold | 90 Days (Feb 07) |
| Lump Prepayments | 10% |
| Payment Increase | 100% |
| Double-up Payments | Yes |
| Permitted Loan-to-Value | Up to 95% |
| Pre-approvals | Yes |
| Provider Type | Bank |
| Provinces Served | National |
More Details
| Minimum Mortgage | Inquire |
| Max Property Value | Inquire |
| Open | No |
| Max Amortization | 30 Years |
| On Ratespy Since | May 29, 2018 |
Rate History
| Last Updated | Jul 19, 2023 |
| Previous Update | -- |
| Prior Rate | 7.84% |
| Latest Rate Change | -0.60% |
| Rate ID # | 2174 |
Payment Information
| Mortgage Amount | |
| Amortization (years) | |
| Monthly Payments | |
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All National Bank of Canada mortgage rates |
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Rate History
How It Compares
- The 7th-lowest 1-year fixed rate as of November 09, 2025
Provider Notes
Please note, this is not the bank's official rate. This rate reflects RateSpy's estimate of the "discretionary rate" made available to certain well-qualified borrowers who are NOT already customers of the bank. It reflects our estimate of the bank's rate for new business, based on typical industry discounts from posted rates and intelligence we gather from mortgage advisors in the field. Such estimates are subject to error and in many cases the actual rate may be higher or lower. You must confirm the actual rate directly with the bank. The update date reflects the date that this lender's posted rate last changed. The discretionary rate you see on RateSpy may have changed after this date.
Rate Notes
Please note, this is not the bank's official rate. This rate reflects RateSpy's estimate of the "discretionary rate" made available to certain well-qualified borrowers. It reflects our estimate of the bank's rate based on typical industry discounts from posted rates and intelligence we gather from mortgage advisors in the field. Such estimates are subject to error and in many cases the actual rate may be higher or lower. You must confirm the actual rate directly with the bank. The update date reflects the date that this lender's posted rate last changed, which is different than the *discretionary rate* shown here. The discretionary rate you see on RateSpy may have changed after this date.
By clicking "Ask Question”, I give permission to RateSpy to transfer my information and contact details to third party brokers in order to complete the purchase of mortgage rates. RateSpy values your privacy. For details, see our privacy policy. Mortgage rates listed are subject to change at any time and apply to those with approved credit. Please contact the mortgage provider directly for more information.
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