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A History-Making Day for Rates

It finally happened. After a year of bouncing off the 0.50% range, the 5-year government bond yield finally closed below it. The last time that happened was…never. Canada’s 5-year government yield (which guides fixed mortgage rates) closed even lower than...

Why Do Mortgage Rates Vary by Prov...

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When it comes to getting the lowest mortgage rate, where you live matters. Someone searching RateSpy.com from Halifax, for example, sees 2.49% as today’s lowest 5-year fixed mortgage rate. Meanwhile, someone in Vancouver with the exact same qualifications sees 2.32%. Both of those rates are clearly exceptional,...