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Mortgage Rate Curve

Mortgage Rate Curve

The chart below shows the average best rates for each mortgage term on RateSpy.com. This graph provides a sense of how much of a rate premium you’ll pay for the security of a longer-term and/or fixed rate. Key Takeaways The...

Mortgage Rate Complacency

Overpaying for Mortgage Rates

One of the worst things a mortgage shopper can do is assume that a lender’s rates are competitive. For evidence of that, look no further than the latest data from our nation’s largest default insurer, CMHC. It reports that borrowers who closed insured 5-year fixed...