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Rate
Five Year4.34%
Fixed Mortgage Rate
Key Details
| Rate Hold | 90 Days (Feb 26) | |
| Payment | $1866 (Customize) | |
| Prepayments | 10% / 100% |
Mortgage Info
| Rate Hold | 90 Days (Feb 26) |
| Lump Prepayments | 10% |
| Payment Increase | 100% |
| Double-up Payments | No |
| Permitted Loan-to-Value | 80.01% to 95% |
| Pre-approvals | Yes |
| Provider Type | Bank |
| Provinces Served | National |
More Details
| Minimum Mortgage | Inquire |
| Max Property Value | $999,999.00 |
| Open | No |
| Max Amortization | 25 Years |
| On Ratespy Since | August 05, 2020 |
Rate History
| Last Updated | Jun 27, 2023 |
| Previous Update | -- |
| Prior Rate | 5.04% |
| Latest Rate Change | -0.70% |
| Rate ID # | 6438 |
Payment Information
| Mortgage Amount | |
| Amortization (years) | |
| Monthly Payments | |
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All CIBC mortgage rates |
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Rate History
How It Compares
- The 4th-lowest 5-year fixed rate as of November 28, 2025
Provider Notes
Check this provider's website for complete details.
Rate Notes
This is the bank's official special offer rate. Lower discretionary rates may be available to well-qualified borrowers.
Special offers apply to new mortgages only. Rates shown for the applicable term are CIBC?s special discounted rates and aren?t posted rates of CIBC. Offer may be changed, withdrawn or extended at any time, without notice.
The Annual Percentage Rate (APR) is based on a new $275,000 mortgage for the applicable term and a 25-year amortization assuming a Property Valuation Fee of $300.
APR means the cost of borrowing for a loan expressed as an interest rate. It includes all interest and non-interest charges associated with the mortgage. If there are no non-interest charges, the annual interest rate and APR will be the same.
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