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Rate
Five Year5.95%
Variable Mortgage Rate
Key Details
| Rate Hold | 90 Days (Feb 04) | |
| Payment | $1866 (Customize) | |
| Prepayments | 20% / 100% |
Mortgage Info
| Rate Hold | 90 Days (Feb 04) |
| Lump Prepayments | 20% |
| Payment Increase | 100% |
| Double-up Payments | No |
| Permitted Loan-to-Value | Up to 80% |
| Pre-approvals | Yes |
| Provider Type | Bank |
| Provinces Served | National |
More Details
| Minimum Mortgage | Inquire |
| Max Property Value | Inquire |
| Open | No |
| Max Amortization | 30 Years |
| On Ratespy Since | February 10, 2021 |
Rate History
| Last Updated | Nov 13, 2024 |
| Previous Update | Jul 13, 2023 |
| Prior Rate | 6.45% |
| Latest Rate Change | -0.50% |
| Rate ID # | 643 |
Payment Information
| Mortgage Amount | |
| Amortization (years) | |
| Monthly Payments | |
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All CIBC mortgage rates |
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Rate History
How It Compares
- The 3rd-lowest 5-year variable rate as of November 06, 2025
Provider Notes
Check this provider's website for complete details.
Rate Notes
This is the bank's official special offer rate. Lower discretionary rates may be available to well-qualified borrowers.
Special offers apply to new mortgages only. Rates shown for the applicable term are CIBC?s special discounted rates and aren?t posted rates of CIBC. Offer may be changed, withdrawn or extended at any time, without notice.
By clicking "Ask Question”, I give permission to RateSpy to transfer my information and contact details to third party brokers in order to complete the purchase of mortgage rates. RateSpy values your privacy. For details, see our privacy policy. Mortgage rates listed are subject to change at any time and apply to those with approved credit. Please contact the mortgage provider directly for more information.