Rate

Three Year
1.99%
Fixed Mortgage Rate

Key Details

Rate Hold 120 Days (Jan 20)   
Payment $1866 (Customize)   
Prepayments 20% / 20% + Optional Double-Up   

Mortgage Info

Rate Hold 120 Days (Jan 20)
Lump Prepayments 20%
Payment Increase 20%
Double-up Payments Yes
Permitted Loan-to-Value 80.01% to 95%
Pre-approvals Yes
Provider Type Bank
Provinces Served AB, BC, NB, NL, NS, ON, QC, SK

More Details

Minimum Mortgage Inquire
Max Property Value $999,999.99
Open No
Max Amortization 30 Years
On Ratespy Since March 02, 2020

Rate History

Last Updated Mar 24, 2020
Previous Update --
Prior Rate --
Latest Rate Change --
Rate ID # 6225

Payment Information

Mortgage Amount
Amortization (years)
Monthly Payments

All HSBC Bank Canada mortgage rates

Rate History

How It Compares

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This rate is:

  • The 13th-lowest 3-year fixed rate as of September 22, 2020

Province

Provider Notes

HSBC is Canada's seventh-largest bank by assets.

Rate Notes

This rate is not meant to apply to those who are ALREADY customers of the bank and wish to renew or refinance with the bank. This estimated rate applies only to those who are purchasing or refinancing an owner-occupied home. Surcharges may apply to rental financing, extended amortizations, non-standard properties and those with imperfect credit, among other things. You must confirm the actual rate directly with the bank. The update date reflects the date that this lender's posted rate last changed. The discretionary rate you see here may have changed after this date. Subject to credit approval. Rates subject to change without notice. Subject to credit approval. This rate is not meant to apply to those who are already customers of the bank and wish to renew or refinance with the bank. This rate applies only to those who are purchasing or refinancing an owner-occupied home. Surcharges may apply to rental financing, extended amortizations, non-standard properties and those with imperfect credit, among other things. You must confirm the actual rate directly with the bank. This rate applies to mortgages outside of Manitoba.

RateSpy does not see or store your contact information or personal information when you inquire about a rate. The information you enter goes directly to the lender. Mortgage rates listed are subject to change at any time and apply to those with approved credit. Please contact the mortgage provider directly for more information.