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Rate

Five Year
6.45%
Variable Mortgage Rate

Key Details

Rate Hold 120 Days (Jul 27)   
Payment $1866 (Customize)   
Prepayments 20% / 20% + Optional Double-Up   

Mortgage Info

Rate Hold 120 Days (Jul 27)
Lump Prepayments 20%
Payment Increase 20%
Double-up Payments Yes
Permitted Loan-to-Value Up to 95%
Pre-approvals Yes
Provider Type Bank
Provinces Served AB, BC, NL, NS, ON, QC, SK

More Details

Minimum Mortgage Inquire
Max Property Value Inquire
Open No
Max Amortization 25 Years
On Ratespy Since October 01, 2018

Rate History

Last Updated Jul 28, 2023
Previous Update --
Prior Rate 6.55%
Latest Rate Change -0.10%
Rate ID # 5690

Payment Information

Mortgage Amount
Amortization (years)
Monthly Payments

All HSBC Bank Canada mortgage rates

Rate History

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Provider Notes

HSBC is Canada's seventh-largest bank by assets.

Rate Notes

5 year variable closed term mortgage switch rate or purchase rate

Offer available when you transfer a personal mortgage loan ("Mortgage") to HSBC Bank Canada ("HSBC") or when you purchase a property and obtain a personal mortgage loan ("Mortgage") with HSBC Bank Canada ("HSBC").

The annual percentage rate (APR) is based on a $200,000 mortgage for the applicable term assuming a property valuation fee of $300. APR means the cost of borrowing for a loan expressed as an interest rate. It includes all interest and some non-interest charges associated with the mortgage. If there are no non-interest charges, the annual interest rate and APR will be the same. This rate is only available for Residential (Conventional) and Equity Power Mortgages of owner-occupied properties with an amortization of 25 years or less. Rates are subject to change without notice. Rates are subject to change without notice. Subject to credit approval. This rate applies to mortgages outside of Manitoba.

By clicking "Ask Question”, I give permission to RateSpy to transfer my information and contact details to third party brokers in order to complete the purchase of mortgage rates. RateSpy values your privacy. For details, see our privacy policy. Mortgage rates listed are subject to change at any time and apply to those with approved credit. Please contact the mortgage provider directly for more information.