HSBC Chops 5-Year Rates Canada’s biggest mortgage industry disrupter is at it again. HSBC dropped its bank-leading 5-year fixed rates today by another 10 basis points. Among its latest 5-year fixed offers: 2.49% for high-ratio mortgages The lowest nationally advertised insured rate available directly from a lender Rate Details 2.59% for uninsured purchases, switches and refinances (from another lender) Canada’s lowest...