Got a hot rate tip? The Spy buys rate Intel. The Top 2 rate tips of the month earn a crisp C-note! Here’s the fine print.The rate must be: Arate...

The chart below shows the average best rates for each common mortgage term. This graph provides a sense for how much of a rate premium you’ll pay for the security...

Credit unions are slowly and stealthily becoming a force in mortgage lending. We may not see any one credit union become consistently dominant, but CUs are certainly working together to...

Do you want to monitor specific types of mortgage rates? For example: Rates on 5-year fixed terms with 120-day rate holds? 10-year fixed rates from brokers in British Columbia? Variable...

This week the Bank of Canada’s “benchmark rate,” a measureof 5-year posted mortgage rates, dropped to an all-time low of 4.99% (from 5.24%). Thebenchmark rate is an important number usedby...

After a six-month hiatus, 2.99% five-year fixed rates are making a triumphant return. You’ll start seeing brokers quote them online by next week. It may take major banks a bit...

You can now email the Top 10 rates you find to anyone you like. Simply click the “Email Rates” icon on the homepageand away you go. The rates emailed are...

The two most popular mortgage terms in Canada are the 5-year fixed and the variable. They account for the lion’s share of mortgage searches on RateSpy.com. For that reason, the...

Sometimes you want to quickly compare the best rates for several terms at once. For this purpose, we’ve created the rate comparison tool. First pick your province and the number...

Mortgage commentators are a dime a dozen, so we’ll keep this on point. Spy News has two missions only: 1. Deliver only the essential elements of breaking rate market news;...