Rising rates and new mortgage regulations aren’t enough to scare nearly 1 in 4 Canadians. That’s how many plan to buy a home within the next year. This comes from...

Variable rates can present a catch-22. On the one hand, variables are almost alwayscheaper than most fixed mortgages. And they also let you capitalize on falling interest rates. On the...

Imagine this. You’ve just found the perfect house after weeks of searching. You’ve clawed together every available dollar for the down payment. You’ve gathered up all the necessary documents. And...

You know the situation is bad when Canadians need to be told by a bank to shop around for mortgage rates. While we at the Spy beat that drum daily,...

It used to be a lot easier to understand mortgages. But since January 2016 alone, we’ve seen: Minimum down payments increased to 10% for any portion of a mortgage above...

Scotiabank’s out with a new prediction. The nation’s #3 mortgage lender says rising rates will cause average mortgage carrying costs for new buyers tojump8% in 2018 and another 4% in...

It’s been seven weeks since the Bank of Canada beganits first rate hike cycle in sevenyears. Butwith itsnext meeting on Wednesday, will it pull the trigger again? Derivatives prices imply...

Three in fiveCanadians say they do“a lot” of research before choosing their mortgage, according to a recentIpsos poll. But when it comes to mortgage renewals, too manyput in too little...

Fixed and variable rates beganthe year on totallydifferent trajectories. Fixed rates were on the wayup. Variable rates were on the waydown. But in the last eight weeks, the gap between...

We’ve all heard this line before: “A mortgage is probablythe largest financial commitmentyou’ll makein your lifetime.” So what happens when the process goes sour? Who’s got your back? People run...