If you’re hoping the mortgage stress test gets easier—so you can qualify for bank financing—you’ve got more waiting to do. Canada’s banking regulator, OSFI, says it’s not ready to adjust...

The Latest on Canadian Mortgage Rates: Election 2020 —10:33 p.m. Update— Biden is just 6 electoral votes from victory, reports AP. It’s never over till it’s over, but thus far...

—The Mortgage Report: Nov. 2— Check out these hideous renewal offers from a Big 6 bank. Yes, that’s right, banks are still quoting loyal customers non-discounted posted rates—the rates virtually...

—The Mortgage Report: Oct. 29— 1.29% is now the variable rate to beat, in Ontario at least. This new rate is: effectively equivalent to prime – 1.16%, a discount we...

Quick Rundown Today’s Announcement:No change to rates Overnight rate:0.25% Prime Rate:2.45% (also no change; seePrime Rate) Market Rate Forecast:No BoC hikes until at least 2023 BoC’s Headline Quote: “The Governing...

—The Mortgage Report: Oct. 26— Canada’s original mortgage rate comparison site, RateSupermarket.ca, is now RATESDOTCA. RATESDOTCA and its affiliates (including this site) areCanada’slargest family of comparison sites serving over 8...

—The Mortgage Report: Oct. 23— It seems HSBC Canada may start selling through mortgage brokers once again. The bank had a “Head of Mortgage Broker Channel” job posting on its...

—The Mortgage Report: Oct. 21— Canada’s budget deficit will end 2020 “near 20% of GDP,” according to the IMF. “That represents the fourth-highest projected deficit in the world, after Libya,...

—The Mortgage Report: Weekend Edition— Some commentators proclaim that home “prices can only go up,” but HouseSigma’s Market Temperature gauge shows it’s not peaches and cream everywhere. Market Temperature gauges...

—The Mortgage Report: Oct. 15— Canada has had interest-only home financing for decades, the most popular type being the HELOC. But it’s hard to find a mainstream lender selling an...